The State Bank of India (SBI) offers internet banking services to both retail and corporate customers, allowing them to manage their accounts online without visiting a branch. With SBI Net Banking, users can check account statements, pay bills, print passbooks, create demand drafts, transfer money, apply for chequebooks, and much more.
Here is a clear breakdown of the documents required, the online registration process, login steps, and transaction limits.
Documents Required for SBI Net Banking
You don’t need many documents to activate SBI Net Banking. Make sure you have the following details:
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SBI Account Number
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CIF Number
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SBI Branch Code
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Registered Mobile Number
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SBI ATM/Debit Card
These details are available on your passbook or bank statement.
Step by Step Guide to Activate SBI Net Banking (Without Visiting Branch)
Step 1: Visit the SBI Net Banking Website
Open any browser and go to the official SBI Internet Banking website.
Step 2: Go to “Personal Banking”
Click Personal Banking and then select Continue to Login.
Step 3: Select “New User Registration”
Click New User Registration/Activate to begin the process.
Step 4: Enter Your Details
Fill in the required details such as:
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Account Number
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CIF Number
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Branch Code
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Country
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Registered Mobile Number
Select Full Transaction Rights, enter the Captcha, click I Agree, then Submit.
Step 5: Enter the OTP
An OTP will be sent to your registered mobile number. Enter it and click Submit.
Step 6: Choose ATM Card Registration
Select I have my ATM card, because online registration requires a debit card.
Enter your ATM card details and confirm.
Step 7: Debit Card Validation
Provide:
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Cardholder Name
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Expiry Date
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ATM PIN
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Captcha
Click Proceed. If the details are correct, validation will succeed.
Step 8: Create Username and Password
Set your preferred username and strong login password. Click Submit.
Step 9: Registration Confirmation
A confirmation message will appear once you complete the setup.
Step 10: Log In to SBI Net Banking
Use your new username and password to log into your account.
Step 11: Complete Profile Setup
Add your email ID, create security questions, and complete the registration.
Step 12: Activation Complete
Your SBI Net Banking account is now active, and you can start using online banking services immediately.
If You Don’t Have an ATM Card
You must download the Net Banking Registration Form from the SBI website, fill it, and submit it to your home branch.
How to Log In to SBI Internet Banking
SBI Personal Banking Login
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Visit onlinesbi.sbi
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Choose Login under Personal Banking
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Enter Username and Password
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Click Login
SBI Corporate Banking Login
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Visit onlinesbi.sbi
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Go to the Corporate Banking section
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Select Corporate Login
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Enter User ID, Password, and Captcha
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Click Login
SBI Net Banking Transaction Limits & Charges
| Transaction Type | Per Day Limit | Maximum Limit | Charges |
|---|---|---|---|
| IMPS | ₹2,00,000 | ₹2,00,000 | Nil |
| NEFT | ₹10,00,000 | No Limit | Nil up to ₹50,000 |
| RTGS | ₹10,00,000 | No Limit | ₹25 per transaction |
| UPI | ₹1,00,000 | ₹1,00,000 | Nil |
| Quick Transfer | ₹10,000 | ₹10,00,000 | Nil |
| Self Transfer | ₹2,00,000 | ₹2,00,000 | Nil |
FAQs – SBI Net Banking
1. How long does activation take?
If you have an ATM card and a registered mobile number, activation is instant.
2. SBI Net Banking Toll-Free Number?
1800-112-211, 1800-425-3800, or 080-26599990.
3. Is SBI Net Banking safe?
Yes. Avoid sharing your username, password, and OTP.
4. Are SBI Net Banking and YONO the same?
Both are digital services. You can use the same login credentials on both.
5. Can I activate SBI Net Banking without visiting a branch?
Yes, if you have an ATM card and a registered mobile number.
Without an ATM card, you must visit the branch.